Private Motor Vehicle (Car / Auto Insurance)

By law, each motorist must insure their vehicles with comprehensive or third party auto insurance to provide protection to the insured from legal liabilities and damages due to a collision with other vehicles. Auto insurance also covers bodily injury or death of persons involved in an accident. This mandatory law is designed to give each party reasonable financial protection should such event occur in order to handle replacement costs, medical and any other liability arising from the accident.   Coverage also extends to loss or damage due to theft, fire and other perils such as flood, earthquake, riot and strike.